What Does The ECO4 Scheme Mean For Me?


ECO4 - What Is It?

ECO4 is the 4th iteration of the government’s Energy Company Obligation. Designed to ensure that all eligible homes across the country have access to a whole range of energy saving measures that will boost their Energy Performance Certificate (EPC) rating, ECO4 is significantly more than just away to repair or replace their boiler.

ECO4 began in August 2022 and is scheduled to run until 2026, with £1billion of funds being made available to pay for the upgrades and improvements to people’s homes. ECO4 is paid for by energy companies, not by the government, so the funding doesn’t come from the tax payer.

The ultimate aim of ECO4 is to ensure that vulnerable and fuel-poor households in the UK have access to free energy saving measures that can help improve the energy efficiency of their homes and boost their heating.

So, Am I Eligible for ECO4?

The ECO4 scheme is for the most vulnerable and fuel poor households in the UK.

Previous versions of the ECO scheme have targeted different groups of people across society, and now it is the turn of the people who other wise might not be able to get access to home improvements that are available with ECO4.

The scheme makes up part of the governments Net Zero plan, so they are trying to make as many homes as energy efficient as possible. The way they are doing this is to raise each of the respective bands by at least two levels up to a maximum of band C.

Because ECO4 is aimed at a specific group of people, there is a specific set of criteria that must be met to be eligible. The criteria is made up of 2 parts:

First, your home needs to have an EPC Rating of D,E,F, or G. Under the scheme enough measures will be installed into your home so that an F or G rated home will become a D, and a D or E rated home will become at least a C.

Second, you need to be in receipt of one of a group of qualifying benefits. The benefits needed to qualify are:

  • Income-based JSA
  • Income-related ESA
  • Income Support
  • Pension Credit Guarantee Credit
  • Pension Credit Savings Credit
  • Working Tax Credit
  • Child Tax Credit
  • Housing Benefit
  • Universal Credit
  • Child Benefit


If you are receiving Child Benefit then there is another criteria you have to meet in order to be eligible for ECO4, namely there is a total maximum income your household can have and still qualify.

The qualifying maximum income thresholds are for different households are as follows:

Single Claimant:                             Qualifying Maximum Household Income

– 1 Child (up to age 18)                  – £19,900

– 2 Children (up to age 18)            – £24,800

– 3 Children (up to age 18)            – £29,600

– 4 Children (up to age 18)            – £34,500

Member of Couple:                       Qualifying Maximum Household Income:

– 1 Child (up to age 18)                 – £27,500

– 2 Children (up to age 18)           – £32,300

– 3 Children (up to age 18)           – £37,200

– 4 Children (up to age 18)           – £42,000

Who is Not Eligible for ECO4?

Previous versions of the ECO scheme have been targeted to different groups of people in the UK, and as such there are criteria that have previously been eligible that aren’t any more.

Some of the benefits that are not part of the eligibility criteria, or are no longer part of the criteria are:

  • Disability Living Allowance DLA
  • Personal Independence Payment (PIP)
  • Attendance Allowance
  • Carer’s Allowance
  • Severe Disability Allowance
  • Industrial Injuries Disablement Benefit
  • War Pensions Mobility Supplement
  • Constant Attendance Allowance
  • Armed Forces Independence Payment


These benefits have been removed for the eligibility criteria for a number of differing reasons, but the main reason is in the governments own words: “to help better target households which are more likely to be on low incomes”.

Are you eligible for an ECO4 grant?

I Qualify, What Are My Next Steps?

ECO4 is surprising in how simple it is. There are only 5 steps to a more energy efficient home.

  • Step 1: Check Your Eligibility
  • Step 2: We match you with a trusted, vetted installer based on your location.
  • Step 3: Your Installer will carry out a survey on your home.
  • Step 4: The installer will decide based on the survey which installation/measures are required to meet the ECO4 scheme and grant permission for the funding.
  • Step 5: The measures are installed, and your home becomes moreenergy efficient.

Guides & Advice

ECO4 is a great scheme, but being so new it can be a little confusing.  We’ve put together some guides to go into more detail about all aspects of ECO4 and help arm you with as much knowledge as possible.

The complete guide to ECO4

The Energy Company Obligation (ECO), is a government energy efficiency measure for Great Britain, administered by Ofgem.
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EPC Ratings: What Are They & How to Improve Them?

An Energy Performance Certificate (EPC) Rating is an easy, at a glance way to recognise what your home’s energy performance is like.
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ECO4: What is it and how is it helping us?

ECO4 has a focus on supporting those who live in fuel poor households, to reduce energy bills, boost their home’s energy efficiency, and reduce carbon emissions.
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What Does The ECO4 Scheme Mean For Me?

ECO4 began in August 2022 and is set to run until 2026, with £1billion of funds being made available to pay for the upgrades and improvements to people’s homes.
Read More

What Can ECO4 Do for My Home?

ECO4 is a scheme put in place by the UK government to do 2 things. First, ECO4 is part of the governments commitments to achieving its Net Zero targets by
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ECO4 Case Study – James & Olivia

James & Olivia live in the Midlands and have two children. They are currently receiving Child Benefit whilst James is working full time in the hospitality industry.
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Have You Heard of ECO4?

The Eco scheme is a Government backed scheme designed to help improve the energy efficiency of home across the UK, and to help the UK meet the net zero targets by 2050.
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The History of ECO4

ECO has seen different phases throughout its lifetime, and each one has had different goals and targets as part the broader plan to make the UK a greener country.
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Are you eligible for an ECO4 grant?